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Educate Yourself

Whole Life Insurance (Ages 0-85) Whole life insurance covers you for your entire life. Whole life insurance benefits can help pay for your funeral and burial costs and allow you to leave a long-term financial legacy for your loved ones.

 

Term Life Insurance (Ages 18-70) This affordable, simple coverage helps protect your family by replacing your lost income in the event of a death. Term life lasts for a specific amount of time and its payments will never increase.

 

Mortgage Protection (Ages 18-80) Mortgage protection insurance is a type of insurance policy that helps your family make your monthly mortgage payments if you – the policyholder and mortgage borrower – die before your mortgage is fully paid off; some policies also cover mortgage payments if you become disabled. Return Of Premium.

 

Term Insurance (Ages 18-50) ROP Riders are essentially a savings account with free insurance bundled in. While still relatively new to the insurance world, Return Of Premium (ROP) riders have been a game-changer for many families and individuals who want a term policy, since they are less expensive than whole-life policies, but also want to see a return on their money. This rider (feature added to an insurance policy) enables you to receive all your money back at the expiration of a term policy!

 

Final Expense Insurance (Ages 45-85) Final expense insurance, or burial insurance, is meant to cover the cost of funeral and burial. Final expense insurance can be purchased as either a term or whole life policy. Depending on your coverage needs, it can last for the duration of a term or until the whole life policy ends at age 100.

 

High Blood Pressure or Diabetes medication Policies Things have taken a surprising turn for the better if you live in the U.S. The internet and pandemic have played a big role in the huge benefit the federal government has made available to Ohio residents who currently take the listed medications below: Losartan​, Metoprolol,​Lisinopril,​Hydrochlorothiazide​, Metformin​, Gabapentin​, and Insulin Take Advantage Of These New Benefit Plans!

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10 Reasons why life insurance is important


1. To ease stress for loved ones
 

2. To pay bills
 

3. To save the family home
 

4. To pay for your child's education
 

5. To protect your business
 

6. To secure your retirement
 

7. To provide a source of cash during your lifetime
 

8. To cover end-of-life expenses
 

9. To leave an inheritance

 
10. To give your family control over their financial future

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(769) 567-5149

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